Hail Damage on Siding

Protecting Your Home in Hugo, Minnesota: Signs of Hail Damage on Your Siding

If you have ever seen hail damage on a vehicle, you know it can be quite bad. Well, hail damage on the house is not always the worst, so sometimes it can go undetected. Even if the damage is minimal, it is still possible to experience serious damage or additional damage due to severe hailstorms. For example, water damage because the siding was damaged during a hail storm. 

Knowing the signs of hail damage on your siding can help you better understand it and know when hail damage siding repair is necessary. You can also use this information to claim a hail damage home insurance policy. In the end, you can now repair your home siding and roof shingles if necessary to keep the home in great condition. 

This guide examines hail damage, hail damage siding insurance claims, how to identify hail damage, and much more. By the end, you will better understand hail damage on your siding and why you should take it more seriously. 

Siding and Hail Damage 

Siding remains critical to the look of your house and provides insulation, especially during the cold months. The most common materials for siding in a home improvement project include aluminum, brick, fiber cement, wood, and vinyl. Each of these materials has specific properties that can make it resistant to hail damage. 

Vinyl Siding 

This is probably the most common material for your home’s siding. People love it because it is low-maintenance, versatile, and more affordable than metal siding. 

If hailstones impact vinyl siding, it can crack, dent, or dislodge. However, vinyl is more flexible than other materials, so it can absorb some of the impact, reducing the overall impact. 

Wood Siding 

Wood siding, on the other hand, is a good choice when looking for a classic and natural look. However, wood is not as strong as metal or fiber cement siding and can easily be damaged by hail. 

Hailstones bigger than softballs can crack wood siding. This makes it easy for water to sip through the hailstone damage and get into the house, causing further issues. Also, cracked or split wood siding can start to rot from the inside since the unprotected area is now exposed to the elements. 

Fiber Cement Siding 

Fiber cement siding is made by combining sand, cement, and cellulose fibers. The result is a more durable and hail-resistant material than wood or vinyl. 

As much as fiber cement siding can withstand hail, sometimes the hail stones can be bigger. As such, the siding can sustain dents, cracks, or even broken sections. Damaged fiber cement siding can also mean depreciation in the value of the house, as someone can see the dents upon inspection. 

Aluminum Siding 

Storm damage combined with siding hail damage can be bad for your house. One way of minimizing siding damage caused by hail is to get aluminum sidings. Such sidings will be good for the tough weather, including hail. The good thing about this type of siding is that it does not easily crack or break like wood or vinyl. 

However, hail damage mostly results in dents, which are not easy to remove. Sometimes, you have to replace the aluminum siding to revamp the look of your home. 

As seen above, each siding material is vulnerable to hail damage. You just have to know how much the material can withstand and when it would be necessary to replace it. 

Identifying Hail Damage on Siding 

A pest infestation, mold growth, and moisture accumulation are reasons to find hail damage on your sidings. If left unrepaired, it can increase the cost of the project significantly. Below, we want to share more details on identifying hail damage on siding. 

Dents and Dings

Dents and dings will be the most common signs that you have hail damage siding. These are simply small indentations or depressions on the surface of the siding. The size and depth depend on the size and speed at which the hailstones hit the siding. 

Small hailstones often cause shallow and scattered dents. However, the larger stones leave deeper and more pronounced marks. As a result, it is best to examine the affected area more closely to see how much damage has been done before claiming homeowners insurance. 

Chips and Cracks 

In addition to dents and dings, sometimes the siding can crack or chip. This is when it is made of brittle materials such as vinyl. The chips will often be smaller and around the corners or edges of the material. 

Cracks are mostly longer splits or fissures in the material that develop after the hailstone impact. If you ever find chips or cracks in engineered wood for your siding, it means a severe hailstone impacted it. If left unrepaired, the cracks could lead to potential water infiltration. 

Loose or Missing Siding Panels 

Before starting the journey of siding repair, check if you have loose or missing siding panels. In severe hailstorms, bigger hailstones may dislodge or remove the siding panels. The loose panels can easily move around when you touch them, which is not good for your home, especially in a hail-prone environment. 

It is expected that such missing panels can also compromise the home’s insulation and allow moisture or water to get into the house. When there is so much moisture in the roof, you face mold and water damage. 

Scratches and Scuff Marks 

Softer materials such as vinyl and aluminum might suffer scratches and scuff marks in a hailstorm. The appearance of scuff marks can vary slightly depending on the severity of the hailstones so you can have light surface scratches or deeper grooves. 

Still, there could be scratches the homeowners insurance cover does not include. In most cases, the scratches due to hail appear randomly and have an irregular pattern. However, those from other sources, such as tree branches, tend to have linear patterns. 

Additional Signs of Hail Damage 

It is important to look at other places besides your siding to see if the hail also damaged them. A good example is examining roofs for hail damage. Yes, hail can also damage the roof and the siding. There is no need to repair the siding and leave the roof with these issues. 

While looking at the roof damage, consider looking for missing shingles, cracked tiles, or indentations. In the case of asphalt shingle roofs, hailstones can dislodge the granules, leaving the shingles with bald spots. 

Check the gutters and downspouts to understand hail’s impact on them. Dents, dislodged sections, and bends on gutters also indicate a severe hailstorm and need attention. 

Windows are still susceptible to cracking and possibly breaking due to the impact of hail. Check after a hailstorm to see if there are any damaged windows and work on replacing them. Even if the glass is not broken, sometimes the stress fractures on the windows can make them crack eventually. So, have them replaced whenever this happens. 


Hail damage can be bad for your home, especially when the insulation is compromised and water is sipping into the house. That is why you need a proper assessment done right after a severe hailstorm. You can actually do it yourself by checking the different sidings of your house or having a professional look at them. You should not ignore these signs of hail damage, as they can lead to more issues down the line. 

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