Wind and Hail Damage

Asphalt Shingle Damage

Hail impact may cause hidden damage that can, over time, result in premature aging of the shingles. Without obvious visual damage, there is no real way to be sure how much, if any, damage shingles have encountered. Hidden damage caused by hail or severe weather may not be apparent until months or years later and may cause the shingles to age prematurely.

Cedar Shake Damage

Hail does damage cedar roofing. However, there are only a few instances where hail damage goes beyond denting which is essentially benign. Roofs that are older (15+ years) or have not received preservation treatment are susceptible to damage by larger hail.

Gutter Hail Damage

Anytime a roof has hail damage, you should assume your gutters are damaged too. Most gutters are aluminum and, as much as they are made to withstand rain, snow and ice, falling hail that exerts enough pressure to break a car window or dent a shingle can dent a gutter.

Siding Hail Damage

If there are any holes or cracks from the hail, water can seep through and cause moisture to get into the siding. This can then result in damage to the house. Each time a storm comes through, your house’s structural integrity will be threatened. One crack can lead to even more cracks.

Hail Damage to Roof Vents

In some cases, hail will cause enough damage to break through the shingles’ felt matting and cause its fibers to be exposed. Another way to tell if hail has damaged your roof is by checking the roof vents. Hail will often cause dents or marks on the metal roof venting systems.

If you have Storm Damage, what are you options?

Which option makes the most sense for you and your family?
Do Nothing
  • Additional damage may occur.
  • Claim period may expire.
  • Future exterior repair expenses will come out of your pocket.
  • Value of your home could decrease; home may not sell until repairs are completed.
Do the Work Yourself
  • Building/Code issues you might no be aware of.
  • No warranty.
  • Time; the average roof takes about 75 man hours to complete.
Hire an Experienced Contractor Like ERC
  • Personalized attention of supervised jobsites.
  • Work is completed on time with premium grade materials and superior warranties.
  • We allow you to relax knowing you are getting the very best for your home.

The storm damage claim process

Step 1 : Initial Inspection

We will perform a no pressure honest and thorough 32 Point Storm Damage Assessment that includes your roof and all sides of the property. We will provide you with a copy of the Storm Damage Assessment along with photos. We will discuss what types of damage we identified and give you our honest recommendation. Always no hassle and no pressure. We will talk to you about what options you have as a homeowner to help you make the best educated decision for you and your home.

Step 2: Filing a Claim

If we have identified storm damage and are recommending a closer look with an adjuster you will need to file a claim. You can call your agent or your insurance company. We can assist you with this process if you need help.

Step 3: The Insurance Adjuster Inspection

It is important for you as a homeowner to have representation during the adjsuter meeting. We will meet onsite with the adjuster to assist and take a closer look at the problem areas we found during our inspection.

Step 4: Review of the Insurance Scope

The insurance company will provide you with a scope of damages. We will sit down with you and explain line by line what it all means.

Step 5: The Work is Completed

Once the work is completed we will sent a final invoice to the insurance company for release of final funds. We handle all the paperwork for you.

Roofing Company Lino Lakes, MN