Wind and Hail Damage

🌨️ Hail can cause hidden damage to shingles that isn’t immediately visible but may lead to premature aging over time. ⏳ Without obvious signs, it’s hard to tell how much damage has occurred. 🕵️‍♂️ This hidden damage might not appear for months or even years, potentially shortening the lifespan of your roof. 🏠🛠️

🌩️ Hail can damage cedar roofing, but most damage is limited to harmless denting. 🪵 Significant damage is rare and usually affects older roofs (15+ years) 🏚️ or those without preservation treatment. 🛡️ Larger hailstones 🧊 increase the risk of more serious damage in these cases. 🛠️

🌩️ If your roof has hail damage, chances are your gutters do too. 🏠 Most gutters are made of aluminum—durable against rain, snow, and ice—but not immune to hail. 🌨️ Hail strong enough to crack a windshield or dent shingles can easily dent or damage gutters as well. 🛠️

🌩️ If hail causes holes or cracks, water can seep through and damage your siding 💧🏠. This moisture can lead to further damage inside the house. ⚠️ With each storm, your home’s structural integrity is at risk. One crack can quickly turn into many more, worsening the problem.

🌨️ In some cases, hail can damage shingles enough to break through the felt matting, exposing the fibers underneath. 🪵 Another way to spot hail damage is by checking your roof vents—hail often leaves dents or marks on the metal venting systems. 🛠️🔍

If you have Storm Damage, what are you options?

Which option makes the most sense for you and your family?
Do Nothing
  • Additional damage may occur.
  • Claim period may expire.
  • Future exterior repair expenses will come out of your pocket.
  • Value of your home could decrease; home may not sell until repairs are completed.
Do the Work Yourself
  • Building/Code issues you might no be aware of.
  • No warranty.
  • Time; the average roof takes about 75 man hours to complete.
Hire an Experienced Contractor Like ERC
  • Personalized attention of supervised jobsites.
  • Work is completed on time with premium grade materials and superior warranties.
  • We allow you to relax knowing you are getting the very best for your home.

The storm damage claim process

Step 1 : Initial Inspection

We will perform a no pressure honest and thorough 32 Point Storm Damage Assessment that includes your roof and all sides of the property. We will provide you with a copy of the Storm Damage Assessment along with photos. We will discuss what types of damage we identified and give you our honest recommendation. Always no hassle and no pressure. We will talk to you about what options you have as a homeowner to help you make the best educated decision for you and your home.

Step 2: Filing a Claim

If we have identified storm damage and are recommending a closer look with an adjuster you will need to file a claim. You can call your agent or your insurance company. We can assist you with this process if you need help.

Step 3: The Insurance Adjuster Inspection

It is important for you as a homeowner to have representation during the adjsuter meeting. We will meet onsite with the adjuster to assist and take a closer look at the problem areas we found during our inspection.

Step 4: Review of the Insurance Scope

The insurance company will provide you with a scope of damages. We will sit down with you and explain line by line what it all means.

Step 5: The Work is Completed

Once the work is completed we will sent a final invoice to the insurance company for release of final funds. We handle all the paperwork for you.

Roofing Company Lino Lakes, MN